Just Call Me Frank: Our Endeavour at Being Frank: Justice

Showing posts with label Justice. Show all posts

Friday, July 20, 2012

Guns, Guns, Guns...and Freedom

Now we just need to ignore all reports about the James Holmes, mass shooting in a Colorado theatre, incident, and all Tweets, so we can bite our tongue.

AR15 Assault Riffle

We are not anti-gun.

But seriously, gun laws don't mean taking away guns, they can simply mean better control. Nobody needs handguns and machine guns, let alone ones referred to as an ASSAULT WEAPON. You can't really hunt animals with them (unless you want it to be ground meat on the bone), they have no logical purpose. You can defend your "property" with a simple shotgun/rifle. Nobody needs a 100 round magazine clip.

Automatic weapon magazine clip

This man acquired FOUR of them LEGALLY in under THREE months? There should be a database that raises a flag on shit like that.

Maybe this could have been prevented if a person wasn't able to access so many WEAPONS in such a small fucking period of time. This kid was smart, a PhD student, a fraternity member, had only a speeding ticket on his record, and was a church-goer, who clearly had a mental breakdown; stress from school, from who knows what else, for some it doesn't take much. When they picked him up outside the theatre, without a fight, he said he was "The Joker" - clearly he is not mentally healthy. He is mentally confused. He needs psychiatric evaluation, help, and many many MANY years in prison.

Some have said he deserved the death penalty. We do not believe in the death penalty, an eye for an eye and you make the world blind, and stupid.

And then comes the blame...

Don't blame guns.
Don't blame video games, movies and television violence.

Blame lack of personal responsibility, blame society as a whole, for being so entirely fucked up about their personal "freedoms", so self-absorbed, that they can't imagine considering the freedoms of their fellow citizens, like feeling safe. Self-absorbed freedom, the cause of such relaxed gun laws that a person can go out and purchase two handguns, an automatic weapon, and a shotgun, in under three months.

Better gun laws, America, better gun laws, NRA...so that ALL Americans are FREE to feel safe. How about that, how about that freedom. There should be laws against stockpiling weapons, no matter who you are.

It's not a good thing that happened in Colorado today, it's not a good thing when any person, or group, stockpiles weapons, no matter how mentally stable they are on paper, and it all can be prevented, in many different ways.

A sad event, and as the world, as a whole, continues to struggle financially, as America divides each year, fighting over petty shit, while we go to war and kill, kill, kill, it will continue to break down the mental health of it's citizens, and as the news continues to sensationalize these accounts, it will seem the world is swirling into an abyss of anger, violence, mental illness, uncertainty, distrust and hate. It's meant to keep you scared.

We hope to be here for the day it starts to turn around, and the real freedom, justice and equality (those are the three words on the new American stamps we purchased this week) that people talk about is propagated; maybe then we can be civilized, peaceful, with responsible laws, and responsible compromise, and responsible citizens.

Guess we're not good with biting our tongue. Big f'n surprise.

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News Information Resources:
http://usnews.msnbc.msn.com/_news/2012/07/20/12854157-aurora-shooting-suspect-james-holmes-was-buying-guns-dropping-out-of-neuroscience-graduate-school#comments

Tuesday, January 17, 2012

Credit Ratings Perpetuating Poverty

Warning: this is a political/financial/economic/opinion entry, we've been known to write about whatever piques our interest and causes us to dig deeper. Today, it is this.

How things can change in eight years is amazing. Being outside of the United States for that long really shielded us from many of the issues that have grown, and started to loom, over the years.

Imagine our surprise when James (our Boyfriend), while reading forums about job prospects for immigrants in the United States, found that many people on the forum, not just immigrants, had been denied employment due to their not bad, but lack of, credit history; and then last night over Christmas gift opening (yes, we celebrated three weeks late) Angry Brother mentioned how last year he had been denied a job because of his poor credit history.

Let us get this straight.

If you lose your job and have a difficult time finding a new one, get chronically ill, or fall on some bad luck, and are unable to pay your bills on time for a few months, therefore degrading your credit rating, then you will have a harder time finding a job? If you are homeless, below the poverty level ,or new to this country - meaning you probably don't have much of a credit history to being with - then you have a less positive outlook for gaining employment, or bettering your economic stature? Let's be honest, with the unemployment rate, and financial and economic climate of the United States, many of these unfortunate situations are entirely plausible.

That sounds like a dangerous downward spiral, if you ask us; but then, we're no expert.

The arguments for a credit rating check do, of course, hold some water, but in a bucket full of holes.
Yes, the ability to carry a good credit rating can be an indication of the level of responsibility and maturity of a human being, theoretically making them a good, or better, candidate for the job; however, sometimes life throws you a curve ball - the realities of life and government - and when forced to prioritize bills, chances are water, heat, electricity and food (survival) will come before a credit card payment (not survival), even though the defualt of a credit card payment will be detrimental to your credit rating much more quickly, because credit card companies are likely quicker to take action on bills in default than are utility companies.

So how many employers are actually checking credit? In 2006 the Society for Human Resource Management, "the largest association devoted to human resource management", polled its members and had found that since 1998 there has been an 18% increase in the amount of companies/members who do credit checks (1). According to a survey by EmployeeScreenIQ, credit checks by companies had gone up by 61% between 2011 and 2012 (2). Though some organizations will allow you to explain the situation in regards to your poor credit, if you are an adequate candidate, not all may be willing to do so.

It's not the people working at McDonalds, the guy bagging your groceries, or pumping your gas that have been, and are, hugely affected by this; it's nurses, accountants, managers, supervisors, professional people who, before the economic downturn, held jobs with responsibility and good pay, who lost their jobs and have struggled with lower paying jobs over the last few years to make basic ends meet, who fall short of being able to make credit card payments, or have been forced into unemployment. It is mainly these people who are now being denied jobs because they are not deemed mature, or responsible enough to be a manager; a bank teller, or work in a banking or lending institution as an accountant, a supervisor, or in an executive position; jobs involving security; government jobs even at state and local levels, even in some cases jobs in Universities. Basically any job where you will have access to funds, the personal or business information of an employer, it's employees and/or customers.

There is a perception that because someone can't handle their own money, or you have a lot of debt (for some companies that cut off mark is around $5000), they are more likely to mishandle business funds, steal, defraud, embezzle from the company, or commit identity fraud; which if you ask us is ridiculous - any person, at any income level, is just as likely to perform any of those actions. If anything an employee with some debt, who wants to improve their credit rating, would make a better employee, because they need income to be able to improve their rating.

The important thing to note is that they cannot request your information without written consent, all requests to view your credit report are logged on the report. Basically they can't secretly access a credit report and deny employment without permission front he perspective employee or record of the action. Of course if you deny them access to the information if they ask, you can guarantee you won't be getting the job. While credit inquiries account for 10% of your credit score, some information located indicated that credit checks from employers are considered "soft inquiries", and do not effect your rating.

The good news is that there are six states currently with new laws restricting the use of credit ratings in hiring, but that doesn't mean they can't still run credit checks though, the states of Connecticut, Hawaii, Illinois, Maryland, Oregon, and Washington (3) passed laws the end of last year restricting the practice in certain industries; and currently there are about a dozen additional states with legislation proposed and pending. Believe it or not there are actually law makers against restricting hiring based on credit reports; that means they want to make it harder for people to get jobs simply because of what might appear to be poor personal financial behavior and skills. For all the other states with no restrictions on the books, you can be denied a job for something as minor as manager of a small department store.

What's next? Medical records to make sure you're not sick too much, not "mentally ill", or have a history of health problems?

At the end of the day it's just discrimination, another loss of freedom, another marker on the road to stripping away opportunity, at the hands of the people voted into office, and the people who have authority. The trick will be if it deviates, it's never too late to turn back; it's all the more reason people should be more educated, and aware, of what the people they vote into any office really stand for. Let the actions of the elected/hopefuls, let their history, their standards for human rights and freedom, be used as a credit report to determine their ability to stand office and represent the people of the community, the states and our country.

Sources and Citation: